Kristin's Blog

Getting a home loan in 2010 ~ Can I get a beat?

We bought a second home a few weeks ago, having lived through this frustrating experience recently I know  what buyer's go through & thought i'd laugh about it, only so I don't cry........

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If you want a home with a yard, step back & recognize that getting a loan is going to be HARD.  You must have a J-O-B & you better put down those credit cards, you better be debt free!  Cuz' twenty-ten is the year of the perpetual loan, sit back & get comfy if you want a new home. 

There's paperwork galore, all of which you will abhore, if you get frustrated easily you might want to try and ignore....but get ready, The lender will ask you for all sort's of things, from bank statements to check stubs to letter's explaining your rings.  But the lender isn't the one that you should hate, there's a certain someone else very evil, hidden behind the gate, he's called an underwriter and by the end of your transaction he will turn you into a fighter. 

Rest assured he's after blood, he's got multiple eyes on him so he keeps himself out of the mud.   He's got a job to do and he takes it to heart, nothings getting by him so don't even start! 

These days are different, you will find out, there's verifications & re-verifications & paperwork that will make you scream and SHOUT! 

"Enough already! I give up! I don't want the home anymore, let's stay here!?" 

"But no, we're almost there, one step closer to our dream of living in Bel-Air!"

"So GO!  FIGHT!  WIN!  We'll give them what they want and we will do it with some smiles, even if it is just to have a new home within a couple of miles............

Kristin Moran

Specializing in San Antonio & surrounding cities
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RE/MAX Access - Realtor®/Owner

KristinMoran@Remax.net 210.313.7397 www.SistersThatSell.com

Buy a home from me, use the truck to move for free!

 

                

Comment balloon 10 commentsKristin Moran • December 14 2010 08:39PM
Getting a home loan in 2010 ~ Can I get a beat?
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