Kristin's Blog

ANOTHER ActiveRain success story in San Antonio, Texas

Are you tired of these posts yet?  Have you heard enough about the success I have had with ActiveRain this summer?  I mean really, I can see where these trumpeter posts can get loathsome, there's the one about my first check, a direct referral from the remarkably hilarious Greg Nino in Houston, Texas, next up was my second check, courtesy of the lovely & talented Shirley Parks from right here in San Antonio & NOW, yes, there's a third, and this has all been THIS SUMMER! 

Is this some sort of record on AR?  If not, it is with me! 

So, back to my original question, are you tired of these posts yet?  I'm not, i'm back with another check & a big ol' smile!

San Antonio, Texas ~ Kristin Moran

Pictured above is my chubby baby belly along with my chubby commission check...

This one is courtesy of the dynamic duo from Ohio, none other than, Liz & Bill Spear! 

Liz & Bill contacted me not too long ago with the prospect of working with a friend's daughter, they were making a big move to San Antonio & needed an agent.  Liz & Bill scoured AR & found someone (me!) they thought would be a good match for this young couple and i'm so glad they did! 

So, thanks Liz & Bill, it was a pleasure working with your clients, establishing a contact in Ohio & being your first referral via AR!  I love first time home buyer's & appreciate your trust in me! 

AND,

Thanks ActiveRain!  The power of the blog posts compels us to network, get to know one another, build rapport & ultimately do business together! What a concept!  

Simply put.......AR Works!  

 

Kristin Moran

Specializing in San Antonio & surrounding cities
-------------------------------
RE/MAX Access - Realtor®/Owner

KristinMoran@Remax.net 210.313.7397 www.SistersThatSell.com

Buy a home from me, use the truck to move for free!

                

12 comments • Kristin Moran, San Antonio,TX~Real Estate 210-313-7397 • August 18 2010 03:58PM

What I learned in Real Estate this week.............

I did a post like this a few months back, I realized since I learn something new every week I most certainly have more to share!  Since it has been so long since I posted the first "what I learned" perhaps i should title it "What I learned in Real Estate these last few months......"

Anyway, here goes:

  • When a seller goes out of town, you will get showings on their property galore, one of those showings will hopefully bring you an offer.
  • You do not have to listen to another agent bully you over the phone.  Period.  It is far easier to catch flies with honey than with vinegar....some agents unfortunately, don't believe this.
  • If your listing goes under contract, run by the house & put a "Contract Pending" or a "Under Contract" rider on your sign, you never know who's watching the home & want's to chat about selling their home.
  • It's a great time to show homes when it's raining, it cools the city off!
  • ALWAYS pack a few snacks in your car when showing homes, ESPECIALLY if you are pregnant & need an extra pick me up in between homes.
  • When showing homes & walking into the backyard, keep in mind some back doors lock themselves automatically (oops!), bring someone with you who is able & willing to jump fences to let you back into the home!

AND, last but not least.......

  • Docusign.com is by far the most excellent Real Estate tool EVER invented.  EVER.

 

Kristin Moran

Specializing in San Antonio & surrounding cities
-------------------------------
RE/MAX Access - Realtor®/Owner

KristinMoran@Remax.net 210.313.7397 www.SistersThatSell.com

Buy a home from me, use the truck to move for free!

                

15 comments • Kristin Moran, San Antonio,TX~Real Estate 210-313-7397 • July 13 2010 03:14PM

ANOTHER ActiveRain success story in San Antonio, Texas

It happened again!  I received another referral from another ActiveRain member & closed last week!! 

That makes two in one month!

Thank you to Shirley Parks who realized that I work short sales, trusting me with her client's needs with one & referring them to me.  It was a very long 6 month road but the home sold, Bank of America cooperated with the short sale & we closed! The new buyer's are happy, the seller's are happy, the buyer's lender is happy (Hi Melissa!) the listing agent (me!) is happy, the buyer's agent is happy, the referring agent is happy & Bank of America is happy!  Well, I hope so!

Shirley & I met right here on ActiveRain.com originally.  I aspired to be like her at the top spot for San Antonio & soon we got to know each other through reading blog posts, leaving comments & we eventually ran into each other at a Real Estate function here in town.

Shirley called me in late 2009 asking if I would like to assist her client's with their short sale.  It took awhile as short sales do (Patience, patience, patience!!) but we closed!! 

This proves that NETWORKING on your COMPUTER really works!!

The photo above is me with the commission check that I have had to work the HARDEST for this year.  No doubt about that! 

 

Kristin Moran

Specializing in San Antonio & surrounding cities
-------------------------------
RE/MAX Access - Realtor®/Owner

KristinMoran@Remax.net 210.313.7397 www.SistersThatSell.com

Buy a home from me, use the truck to move for free!

                

42 comments • Kristin Moran, San Antonio,TX~Real Estate 210-313-7397 • June 28 2010 03:38PM

Foreclosure Vs. Short Sale ~ What happens to your credit in San Antonio, Texas

Foreclosure Vs. Short Sale ~ What happens to your credit in San Antonio, Texas

I originally wrote this post in March of 2009 & found it relevant today so I thought I would bring it back to life!

Homeowners looking to stop foreclosure have opportunities.  One of these opportunities is a short sale.  One of the primary reasons to explore a short sale is to save your credit.  In most cases if this is possible, it is something one certainly should pursue.  Let's look at the facts:

Credit History-

Foreclosure:  Stays on your credit report for 10 years or more & remains a part of public record forever.

Short Sale:  Is NOT reported on your credit history.  There actually isn't a specific reporting item for 'short sale'.  The loan is typically reported 'paid in full, settled'. Your may or may not see the late payments on your report though but you won't see "short sale"

Credit Score-

Foreclosure:  A credit score can be lowered 250 to 300 points in the event of a foreclosure.  You can expect your score to be affected for over 3 years.

Short Sale:  If a short sale is successfully orchestrated on your home only late payments on your mortgage will show (as it is now).  After the sale the mortgage will be recorded on your credit score as "paid or negotiated".  You can expect your score to be lowered by 50 points.  A short sale's affect can be as brief as 12 to 18 months. (Information from www.cdpenow.com)

Choosing to get a Realtor involved and letting them assist you sell your home in a short sale vs. letting it go into foreclosure can save you points on your credit report & years of bad credit. 

***********************************************************************

Kristin Moran is a Realtor in San Antonio, Texas & assists homeowners in finding alternative means to foreclosure.  210-313-7397.

Kristin Moran

Specializing in San Antonio & surrounding cities
-------------------------------
RE/MAX Access - Realtor®/Owner

KristinMoran@Remax.net 210.313.7397 www.SistersThatSell.com

Buy a home from me, use the truck to move for free!

                

2 comments • Kristin Moran, San Antonio,TX~Real Estate 210-313-7397 • June 16 2010 01:08PM

Just reduced ~ 17215 Tarkio Way ~ Steubing Ranch ~ $224,750 4/2.5 ~ San Antonio, Texas

Sisters That Sell | RE/MAX Access | 210-313-7397
17215 Tarkio Way, San Antonio, TX
Steubing Ranch Subdv
4BR/2+1BA Single Family House
offered at $224,750
Year Built 2004
Sq Footage 3,025
Bedrooms 4
Bathrooms 2 full, 1 partial
Floors 2
Parking 2 Car garage
Lot Size Unspecified
HOA/Maint $20 per month

DESCRIPTION
Wonderful 4 bedroom family home located in desirable Steubing Ranch subdv*North East ISD*This home features an open floor plan, formal dining room w/sitting area, rock fire place in family room, study/office downstairs, and bonus room upstairs*New carpet recently installed downstairs & mesquite wood flooring upstairs*Large master bedroom with garden tub. Outdoors you will find lovely landscaping & covered back patio. Neighborhood amenities include pool, park & playground located in the heart of the subdv.

see additional photos below
PROPERTY FEATURES
- Central A/C - Central heat - Fireplace
- High/Vaulted ceiling - Hardwood floor - Tile floor
- Family room - Living room - Office/Den
- Dining room - Breakfast nook - Dishwasher
- Stove/Oven - Laundry area - inside - Yard

COMMUNITY FEATURES
- Swimming pool(s) - Playground


ADDITIONAL PHOTOS

Front of home

Foyer

Living Room

Kitchen

Bedroom

Backyard
Contact info:
Sisters That Sell
RE/MAX Access
210-313-7397
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: May 24, 2010, 7:38am PDT

Kristin Moran

Specializing in San Antonio & surrounding cities
-------------------------------
RE/MAX Access - Realtor®/Owner

KristinMoran@Remax.net 210.313.7397 www.SistersThatSell.com

Buy a home from me, use the truck to move for free!

                

3 comments • Kristin Moran, San Antonio,TX~Real Estate 210-313-7397 • June 14 2010 08:31PM

Seller's - How many homes does your neighborhood absorb each month?

Calculating the absorption rate for an area will help you track trends and determine how you want to position your home to get it sold.  The information changes periodically as it is determined by number of homes sold as well as number of homes currently listed.

So, what is the absorption rate?  The number shows the rate at which the inventory of homes for sale are being sold in a particular area, thus, calling it that area's "absorption rate".  

Is the inventory increasing or shrinking?  How do I find out? Here's how to calculate the absorption rate: 

First, pick the area you want to determine the absorption rate for, then pick a time frame you want to look at, here's an example using 12 months:

Absorption rate in San Antonio, Texas

Using various months help you determine the trend, I like to look at 12 months, 6 months and 3 months.  Next, you:

1.  Find out how many homes have sold in that time frame (12/6/3)

2.  Divide the # of homes sold by the # of months used.

3.  Determine how many homes are currently available for sale.

4.  Divide the current active by the # of homes sold/month by the number. 

Based on the neighborhood used in the example above, we had about a 7.5 month supply of homes on the market at that time.  This helps us develop expectations of how quickly or how slowly a home will sale and how you should position your home to sell! 

Let's sum this up, if you have:

  • 1 to 4 months supply of homes - it's safe to say your neighborhood has a Seller's Market
  • 5 to 6 months supply of homes - pretty neutral market
  • More than 6 months supply of homes - Buyer's market

    • If you would like an agent to determine the absorption rate for your area, call me!

    Kristin Moran

    Specializing in San Antonio & surrounding cities
    -------------------------------
    RE/MAX Access - Realtor®/Owner

    KristinMoran@Remax.net 210.313.7397 www.SistersThatSell.com

    Buy a home from me, use the truck to move for free!

                    

    43 comments • Kristin Moran, San Antonio,TX~Real Estate 210-313-7397 • June 10 2010 06:32PM

    Just Listed! 3923 Privet PL. ~ San Antonio, Texas ~ Bulverde Creek

    Sisters That Sell | RE/MAX Access | 210-313-7397
    3923 Privet Pl., San Antonio, TX
    Playhouse and Playscape conveys!
    3BR/2+1BA Single Family House
    offered at $149,500
    Year Built 2003
    Sq Footage 2,021
    Bedrooms 3
    Bathrooms 2 full, 1 partial
    Floors 2
    Parking 2 Car garage
    Lot Size 0 sqft
    HOA/Maint $10 per month

    DESCRIPTION
    Remarkable 3/2.5 home in N.E. San Antonio! Great open floor plan*dining rm/living rm with fireplace flows into kitchen w/ walk-in pantry*all bedrooms & gameroom located upstairs*master bedrm boasts of cathedral ceiling & sitting area*garden tub in master bath along w/ walk-in closet*additional surround sound speakers are available from owner for MBR*12-seer AC energy efficient unit*outdoors you will find a covered patio in the backyard along with deck*conveyances include shed,playhouse & playscape

    see additional photos below
    PROPERTY FEATURES
    - Central A/C - Central heat - Fireplace
    - High/Vaulted ceiling - Walk-in closet - Tile floor
    - Living room - Bonus/Rec room - Dining room
    - Breakfast nook - Dishwasher - Stove/Oven
    - Laundry area - inside - Balcony, Deck, or Patio - Yard

    ADDITIONAL PHOTOS

    Photo 1

    Photo 2

    Photo 3

    Photo 4

    Photo 5

    Photo 6
    Contact info:
    Sisters That Sell
    RE/MAX Access
    210-313-7397
    For sale by agent/broker

    powered by postlets Equal Opportunity Housing
    Posted: Jun 9, 2010, 10:52am PDT

    Kristin Moran

    Specializing in San Antonio & surrounding cities
    -------------------------------
    RE/MAX Access - Realtor®/Owner

    KristinMoran@Remax.net 210.313.7397 www.SistersThatSell.com

    Buy a home from me, use the truck to move for free!

                    

    2 comments • Kristin Moran, San Antonio,TX~Real Estate 210-313-7397 • June 09 2010 08:49PM

    Name this baby boy!

    I am in serious need of a name for the baby that is growing in my belly. 

    Barb Szabo inspired me to put it out to the bloggers on AR so, We don't want anything too common or popular but tell us what you think we should name the baby!  Oh, and we are leaning towards a name that starts with a T!

    If you need to see him to get a good feel for a name, take a look:

    Baby Esparza - San Antonio, Texas

    Baby Esparza - San Antonio, Texas

     I seriously hope this doesn't have any serious repercussions that come with it later - with the little man. 

    Kristin Moran

    Specializing in San Antonio & surrounding cities
    -------------------------------
    RE/MAX Access - Realtor®/Owner

    KristinMoran@Remax.net 210.313.7397 www.SistersThatSell.com

    Buy a home from me, use the truck to move for free!

                    

    38 comments • Kristin Moran, San Antonio,TX~Real Estate 210-313-7397 • May 26 2010 02:08PM

    Just Listed! 8202 Stagwood Hill ~ San Antonio, Texas ~ Bridgewood Subdivision

    Sisters That Sell | RE/MAX Access | 210-313-7397
    8202 Stagwood Hill, San Antonio, TX
    Huge back yard with playscape!
    3BR/2+1BA Single Family House
    offered at $140,000
    Year Built 2001
    Sq Footage 2,144
    Bedrooms 3
    Bathrooms 2 full, 1 partial
    Floors 2
    Parking 2 Car garage
    Lot Size .14 acres
    HOA/Maint $19 per month

    DESCRIPTION
    Wonderful family home in Bridgewood Subdv*Neutral colors throughout*Spacious living areas with open floor plan*Large master bedroom*Bonus room upstairs*Seperate dining room*Walk-in pantry*Huge back yard....lots of room for the kiddos to play*Refrigerator and Playscape in backyard convey*Convenient to 1604 & shopping.



    see additional photos below
    PROPERTY FEATURES
    - Central A/C - Central heat - Walk-in closet
    - Living room - Bonus/Rec room - Dining room
    - Breakfast nook - Dishwasher - Refrigerator
    - Stove/Oven - Laundry area - inside - Yard

    COMMUNITY FEATURES
    - Playground


    ADDITIONAL PHOTOS

    Photo 1

    Photo 2

    Photo 3

    Photo 4

    Photo 5

    Photo 6
    Contact info:
    Sisters That Sell
    RE/MAX Access
    210-313-7397
    For sale by agent/broker

    powered by postlets Equal Opportunity Housing
    Posted: May 18, 2010, 12:56pm PDT

    Kristin Moran

    Specializing in San Antonio & surrounding cities
    -------------------------------
    RE/MAX Access - Realtor®/Owner

    KristinMoran@Remax.net 210.313.7397 www.SistersThatSell.com

    Buy a home from me, use the truck to move for free!

                    

    2 comments • Kristin Moran, San Antonio,TX~Real Estate 210-313-7397 • May 20 2010 02:46PM

    Just listed ~ 6042 Ridge Field ~ Ridge Creek ~ $132,000 3/2 ~

    Sisters That Sell | RE/MAX Access | 210-313-7397
    6042 Ridge Field St., San Antonio, TX
    Converted Garage
    3BR/2BA Single Family House
    offered at $132,000
    Year Built 1982
    Sq Footage 1,754
    Bedrooms 3
    Bathrooms 2 full, 0 partial
    Floors 1
    Parking Unspecified
    Lot Size .16 acres
    HOA/Maint $19 per month

    DESCRIPTION
    What a gem!! Original owners. Very well maintained, 3 bedroom home with many upgrades. In the kitchen you will find Silestone countertops, tile backsplash, natural bamboo blinds, pine paneling, 6 mo. old appliances and ceramic tile. Cardell cabinets in master bath & kitchen. "His & Her" closets in master bedroom. Carpet in bedrooms is 6 mo.s old. New door frames & doors. New double pane windows w/ tinted screens. Ceiling fans in all rooms except office. Connverted garage w/ tile floor and built-in cabinets.

    see additional photos below
    PROPERTY FEATURES
    - Central A/C - Central heat - Fireplace
    - High/Vaulted ceiling - Walk-in closet - Tile floor
    - Living room - Bonus/Rec room - Dining room
    - Breakfast nook - Dishwasher - Stove/Oven
    - Laundry area - inside - Balcony, Deck, or Patio - Yard

    COMMUNITY FEATURES
    - Clubhouse - Swimming pool(s) - Tennis court(s)
    - Playground


    ADDITIONAL PHOTOS

    Photo 1

    Photo 2

    Photo 3

    Photo 4

    Photo 5

    Photo 6
    Contact info:
    Sisters That Sell
    RE/MAX Access
    210-313-7397
    For sale by agent/broker

    powered by postlets Equal Opportunity Housing
    Posted: Apr 9, 2010, 7:07am PDT

    Kristin Moran

    Specializing in San Antonio & surrounding cities
    -------------------------------
    RE/MAX Access - Realtor®/Owner

    KristinMoran@Remax.net 210.313.7397 www.SistersThatSell.com

    Buy a home from me, use the truck to move for free!

                    

    5 comments • Kristin Moran, San Antonio,TX~Real Estate 210-313-7397 • April 11 2010 07:15PM